Floods can happen anywhere, in any part of the world. Whether a flood is big or small, it can have devastating effects on homes and businessesChild care providers can plan ahead to reduce the harm caused by flooding. 

Preparing for Floods

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Flood Insurance

Flood insurance helps you recover your business or home faster and more fully after a flood. Many child care providers do not have the proper insurance to adequately cover them once they start caring for children. Insurance providers should be consulted before an emergency, in addition to after an emergency.  

After a Flood

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To recover from flooding events, follow these steps: 

  1. Air Out – open all doors and windows to allow for air flow 
  2. Move Out – remove items that you can 
  3. Tear Out – remove all wet carpeting, flooring, insulation, and saturated drywall 
  4. Clean Out – clean out any remaining items, also clean for mold 
  5. Dry Out – use fans, dehumidifiers, etc. to dry out the area (this process can take up to 4 to 6 weeks to complete)  

For additional information on these steps, read Initial Restoration for Flooded Buildings (FEMA). 

Additional Resources

Considerations for Children  

  • If a boil water order is issued, it is recommended that you breastfeed or use bottled water to make formula. 
  • Children are lower to the ground than adults, they can be impacted by chemicals and hazardous substances more quickly than adults. 
  • Flood water can be dirty and hazardous. It can even include sewage. Be careful about letting children crawl on the ground before an area impacted by a flood has been cleaned up.  
  • Children love to put toys into their mouths. It is important to be sure that toys are cleaned, especially toys that may have been in contact with flood water. 


wallpaper in the living room full of mold schimmelpilz

  • Mold can begin to grow on surfaces that remain wet for 24 hours or more. This includes carpet, drywall, furniture, clothing, etc. 
  • You should assume that you have mold if your home was wet for 24 hours or more.  
  • To get rid of mold you need to stop/remove water from entering the home, dry the home completely, and remove the mold. 
  • Mold is not healthy and children should stay away from mold. 
  • Exposure to mold can cause reactions, including asthma attacks, sneezing, itchy eyes, stuffy nose, and even watery eyes. 
  • It is recommended that the clean-up be complete before children are allowed back into the home.  

Learn more: 

Other Resources