The Affordable Care Act: What Does it Mean for You?

|Parents And Guardians - Are You Aware Articles
Niki Smidt

March 31 is fast approaching. That is the end of open enrollment for the Affordable Care Act (ACA). Have you taken time to learn about what the ACA has to offer your family or child care business?  If you are familiar with the ACA, use one of these four ways to apply for coverage before the deadline on March 31, 2014:

Wondering what you need to enroll? Visit the Marketplace Application Checklistso you’re prepared when filling out your application.  Start your application today so you don’t miss out on affordable health care coverage for 2014.

If you need more information about the ACA, the article below may help. Information has been adapted from The Affordable Care Act: What It Means for Children, Families, and Early Childhood Programs.

For Families

A positive early childhood education experience helps to prepare your child for school. Quality care, age appropriate activities, and long term relationships with peers and child care providers all play a key role in this experience. An additional aspect that is sometimes overlooked is your child’s health. How your child feels can impact their development and how they learn. The Administration for Children and Families (ACF) indicates that children with health insurance are generally in better health throughout their childhood. In addition to being less likely to get sick, insured children:

  • Get treatment needed when sick or injured;
  • Get needed shots to prevent disease;
  • Get treated for recurring illness such as ear infection and asthma; and
  • Get preventative care like shots and regular well child exams.

The ACA will allow families to explore and find coverage suitable to their family’s needs. In addition, approximately 48 million uninsured or underinsured families will be able to locate new healthcare opportunities through the ACA by visiting the Health Insurance Marketplace.

For Child Care Providers

As a child care provider, you play an important role in helping families become aware of their options and where they can find resources.  You can locate resources related to helping families learn about the ACA and apply for coverage here

In addition to being a key player in sharing Health Insurance Marketplace information with families, child care providers and their families may now be eligible for coverage. Not only will you be able to visit a doctor when you, or a family member is, ill, you may be eligible for preventative care visits to help all of you remain healthy. Keeping healthy keeps your business open.

As a provider, you may be eligible as an individual or a small business. The Health Insurance Marketplacewill help you determine which options are best for you and your business.  You will also be able to determine if you qualify for any tax credits.  If you are a program that employs more than 50 full time employees, you are considered a large business according to the ACA. You can find important information for large businesses, here

Both families and child care providers can find useful information quickly by visiting the Health Care Help Center, the Health Care Glossary, or the local directory to find local assistance.

To start your application, use one of these four ways to apply for coverage before the deadline on March 31, 2014:

Wondering what you need to enroll? Visit the Marketplace Application Checklistso you’re prepared when filling out your application.  Start your application today so you don’t miss out on affordable health care coverage for 2014.

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